Disability Insurance

Your ability to earn income is your most valuable asset. Disability insurance is designed to protect you from a possible loss of income.

Why should you consider personal disability insurance?

  • Worker’s Compensation only covers work related accidents.
  • Unemployment insurance only covers 15 weeks.
  • Canada Pension Plan: Are you comfortable relying on the government for a benefit that can change?
  • Group and association coverage can fill a valuable role in long-term disability protection.

However, the benefit may be limited by the definition of disability and coverage amount.
Remember, a custom designed individual disability plan will provide you with guaranteed coverage and guaranteed premiums.

Benefits For Employees and Self Employed

Insure Right

Insure right is a tool to use in order to see what amount of insure is correct for you. This is independent of a carrier’s offering insurance. In our opinion, over-insuring is not good money management nor is under-insuring your self. Use this tool to see what you need; your information is for your eyes only.

Request a quote

Get a quote for life, disability or critical illness insurance.