Group Benefits for Your Staff is an Appreciated Perk

Benefits can be fully insured through the insurance company or self-insured by means of some of the following:

• Administrative Services Only (ASO)
• Health Spending Accounts (HSA)
• Cost Plus

Administration and billing of benefits can be arranged directly with the Insurer, set up on the client’s computer system or via a Third Party Administrator (TPA). Using a TPA can allow for increased flexibility in design, reporting and administration.

You may be pleasantly surprised at how little it will cost. You can customize the plan options with a selection of appropriate benefits and limits and possibly even cost-sharing with employees which can all affect the final pricing of the plan. The premium is 100% tax deductible to your business, but health and dental benefits are not a taxable benefit to the employees.

We would be happy to meet with your employees to help your staff and their spouses understand the value of your benefit program and to assist in setting up plans to meet their long term financial objectives.

Our job doesn’t end once we’ve created a plan that works for you and your employees. After your company has been set-up with the insurer, Clark Insurance Inc. puts a system in place to continually monitor the benefits usage on your behalf to ensure that costs are contained and that you’re receiving the best value for your dollar.

You may already have a benefit plan in place. One of our associates would be happy to review your present plan and compare it to the current market to help ensure it continues to meet your needs and the needs of your team.