As an owner-operator, preparing for unexpected events can be overwhelming. Every owner operator will have their own set of insurance needs. There are 3 key areas that you need to ensure you are sufficiently protected:

Insure Yourself

  • Health and Dental

    We offer two types of health and dental plan to provide you with secure coverage, including vision care and visits to professional practitioners.

  • Life Insurance

    Life insurance provides you with critical protection for your family should you pass away. We offer fully underwritten life insurance policies to our staff to aid them with their estate planning and long term financial security.

  • Critical Illness Insurance

    Critical illness insurance provides you with a lump sum payment, should you be diagnosed with heart attack, stroke or cancer and other specific illnesses.

  • Workers’ Compensation Alternative

    This package provides full accident protection for injuries sustained both in and outside of work and is often used by drivers as a top up to the workers’ compensation offered on a provincial level. Also available in this package are sickness coverage, critical illness coverage and weekly benefits up to the age of 70.

  • Travel Medical Emergency

    We ensure that your medical bills will be covered, even if you are driving outside of your home province. This benefit covers an unlimited number of trips every year and provides you with out of province care.

Insure Your Truck

  • Truck Insurance

    As your truck is your most crucial business asset, you need a solid insurance policy which protects it. We can refer you to a range of top insurance providers to offer you competitively priced, specialist policies to give you maximum peace of mind.

Insure Your Business

  • Deductible Buy Down

    Can you afford the high deductibles that you are responsible for either as an owner-operator on with a trucking company or as an owner-operator with your own insurance policy? We have the solution for high deductibles.

  • Downtime Protection

    If your truck is unusable due to an accident, we will pay you a weekly income. You will also receive a lump sum payment in the unfortunate even that your truck is stolen or written off.

  • Business Expense

    We offer a Business Expense Plan which provides members benefits to reimburse business expenses such as truck payments, insurance premiums and fuel should you suffer from an accident.